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Wallets for the Monero economy

Privacy-respecting wallets across XMR, BTC, Lightning, and multi-chain. Sorted with XMR-native picks first because everything else in xmr.club assumes you can move funds privately to start.

last reviewed 2026-05-13

jump: Hardware Desktop

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› Wallets for the Monero economy » Hardware 1

● Specter Desktop

ANON MULTISIG OPEN-SOURCE DESKTOP

Multi-vendor BTC multisig coordinator. Pair Ledger + Trezor + Coldcard + SeedSigner in one wallet.

Non-custodial Open-source Multisig Self-host Full-node capable

Free · GPLv3 · Python · multi-vendor multisig

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› Wallets for the Monero economy » Desktop 2

● Ripley Terminal

ANON DESKTOP AI-AGENT XMR-NATIVE

Terminal-style desktop Monero wallet with AI-agent support built in. Privacy-first ops UX for everyday use.

Non-custodial Open-source XMR-native Thin client (remote node)

Free · desktop · terminal-style UX

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● Bitcoin Knots

ANON BTC FULL-NODE DESKTOP

Bitcoin Core-derived full-node wallet with extra policy controls. Run your own daemon, no third-party dependency.

Non-custodial Open-source Full-node capable

Free · MIT · BTC full node

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Wallets for the Monero economy

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