Reference XMR desktop wallet — full node, hardware wallet support, multisig.
Free · Monero network fees only
Wallets for the Monero economy
Privacy-respecting wallets across XMR, BTC, Lightning, and multi-chain. Sorted with XMR-native picks first because everything else in xmr.club assumes you can move funds privately to start.
last reviewed 2026-05-13
› Wallets for the Monero economy » XMR-Native 5Lightweight XMR desktop wallet — fast sync via remote node, Tor/Onion friendly.
Free · Monero network fees only
Mobile + desktop multi-coin wallet (XMR, BTC, LTC, ETH) with in-app swap + CakePay.
Free · Monero network fees only · in-app swap fees vary by provider
XMR-only fork of Cake — stripped down to just Monero, no chain bloat.
Free · Monero network fees only
Multi-chain mobile wallet — XMR + BTC + USDT (multi-chain) + 100+ assets.
Free · Network fees only · third-party swap fees on in-app exchanges
Open-source multi-coin wallet (XMR, BTC, LTC, Firo, etc) — Tor support built in.
Free · Network fees only
Hardware wallet for Monero — secret stays on the device.
Hardware device $79+ · Network fees only
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Trezor
Hardware wallet — open-source firmware, XMR support via Monero GUI.
Hardware device $69+ · Network fees only
Desktop UI for Trezor devices. BTC native, XMR / multi-coin via plugins, runs on Tor by default.
Free software · Trezor hardware €69+ · BTC accepted
DIY air-gapped Bitcoin hardware wallet built on Raspberry Pi Zero. No firmware secrets, no vendor lock-in.
~$50 DIY parts · open-source · stateless
Multi-vendor BTC multisig coordinator. Pair Ledger + Trezor + Coldcard + SeedSigner in one wallet.
Free · GPLv3 · Python · multi-vendor multisig
Air-gapped BTC hardware wallet. Camera-only QR signing, US-manufactured, open-source firmware.
$199 hardware · open firmware · QR-only signing
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Coldcard
Bitcoin-only hardware wallet by Coinkite. Air-gapped via PSBT-on-SD. Reference signer for Bitcoin maxis.
$120 hardware · Bitcoin-only · PSBT-via-SD
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Phoenix
Self-custodial Lightning wallet — no channels to manage, splice-in for liquidity.
Free · LN routing fees + splice fees vary
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Zeus
Open-source LN wallet — connect to your own LND/CLN/Eclair node or use embedded LSP.
Free · LN routing fees only when self-hosted
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Boltz
Lightning ↔ on-chain submarine + reverse swaps. Non-custodial, no account.
0.1% swap fee + LN routing · no account
BTC desktop wallet with strong privacy tooling — coin control, PayJoin, Whirlpool integration.
Free · Network fees only
BTC wallet with built-in CoinJoin (WabiSabi protocol). Tor by default.
Free · CoinJoin coordinator fees 0.3% of mixed amount
Terminal-style desktop Monero wallet with AI-agent support built in. Privacy-first ops UX for everyday use.
Free · desktop · terminal-style UX
Bitcoin Core-derived full-node wallet with extra policy controls. Run your own daemon, no third-party dependency.
Free · MIT · BTC full node
Monero-native mobile wallet by Joe. Clean UX, full chain features, no custodian.
Free · mobile · XMR-native
Reference Android Monero wallet. F-Droid, open-source, point at your own node or trusted remote.
Free · GPLv3 · F-Droid + Play
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Cashu
Chaumian eCash on Bitcoin. Blinded signatures = zero-knowledge balance for the mint. Settled on Lightning.
Mint-fee varies · Lightning settle · Chaumian privacy
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Fedimint
Federated Chaumian e-cash. Trust split across a federation instead of a single mint operator.
Federation-fee varies · threshold guardians · Lightning