CEX-funded Mastercard prepaid — Beta tier ($500/mo) easy to maintain: ~$50/mo cap on USDT cashback + 100% on ChatGPT/Netflix/Spotify/Prime/TradingView (may share the cap). Heavy KYC.
No annual fee · $5k daily limit · 1% FX markup · Beta tier ($500/mo + VIP1, easy for normies): ~$50/mo USDT cashback cap + 100% on Amazon Prime / ChatGPT / Spotify / Netflix / TradingView (may share the cap — verify in dashboard) · Higher tiers (Alpha→Infinite) gate on Bybit exchange VIP status