Open-source VS Code / JetBrains AI extension. Point at any local or cloud model, no vendor lock-in.
Free · Apache · VS Code / JetBrains
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Open-source ChatGPT alternative running locally. Free, offline-first, model marketplace.
Free · MIT · MacOS/Win/Linux · OpenAI-compat API
C++ runtime for running LLMs locally on CPU + GPU. The backbone of every privacy-LLM stack.
Free · MIT · C++ · CPU/CUDA/ROCm/Metal
Pay-per-prompt multi-model LLM access. Accepts Nano (XNO), BTC, XMR.
Pay-per-prompt · wallet balance · XNO, BTC, XMR, ETH, USDC
Run open-source LLMs locally — no network, no API key, no telemetry.
Free · MIT · runtime + model weights local
Self-hosted ChatGPT-style frontend. Pairs with Ollama or any OpenAI-compatible API.
Free · MIT · self-host (Docker / source)
Confidential-compute LLM proxy — encrypted inference on Nvidia confidential GPUs.
Per-token · BTC / fiat · confidential-compute backend
Uncensored LLM API — pay in BTC / LN / VVV token. No identity required.
Free tier · paid from $5/mo · BTC, LN, VVV token
Largest crypto-funded gift-card marketplace — Amazon, Uber, eSIMs, mobile top-ups.
No surcharge on most brands · spreads ~0–4% depending on issuer
Gift cards inside Cake Wallet — pay direct in XMR/BTC, no extra account.
Issuer-dependent · no separate platform fee · network fees paid by user
Canadian-based gift-card store, accepts BTC/XMR/ETH and many alts.
Spreads vary by issuer · supports CAD-region brands not covered by US-only stores
Pay with 200+ cryptocurrencies for gift cards in 165 countries.
Spreads 4–8% depending on issuer · no account required for most purchases
Series by Sarang Noether walking through historical XMR weaknesses + how each was fixed.
Free · 12 episodes on YouTube
Open audits + research papers on Monero, Firo, Salvium and other privacy protocols.
Free · public archive
EFF's threat-model-driven OPSEC guides. Foundational reading for any privacy practitioner.
Free · EFF-maintained
Official Monero docs, user guides, and the Moneropedia glossary.
Free · community-maintained
Comparative directory of swap services. Long-running independent reference for no-KYC exchanges.
Free · open-source · long-running
Free 300-page book by SerHack — the canonical reference for understanding XMR end-to-end.
Free PDF · paperback ~$30 on Amazon
Workgroup behind the most-shared 'Why Monero?' / 'Sound Money' explainers. Translation-first.
Free · CC-licensed · multi-language
Academic + community research papers on XMR cryptography. Heavyweight reading.
Free · academic archive
Q&A site for Monero — protocol, wallets, mining, dev. Best place to ask before bothering #monero-dev.
Free · reading anonymous · email signup to post
Annual conference. Archive of every talk from 2019 onward — protocol, OPSEC, policy.
Free · archive only, conference ticket separate
Web-rendered logs of the Monero dev IRC + Matrix rooms. Read what core devs are actually discussing.
Free · web · searchable · public log
Community-driven privacy + OPSEC reference — covers email, DNS, browsers, mobile, threat models.
Free · community-maintained · accepts XMR donations
Weekly Monero ecosystem digest — protocol news, CCS, dev updates.
Free · email signup or web archive
Live XMR price + exchange "weather" — which engines are healthy right now.
Free · no signup
Technical deep-dive into XMR cryptography by koe + Sarang Noether + others.
Free PDF · ~250 pages
Open-source email-alias forwarder (the AnonAddy successor). Self-hostable, accepts crypto.
Free + paid from $1/mo · self-hostable · BTC accepted annual
Anonymous domain registration + DNS. The team takes WHOIS on themselves.
€15/yr basic .com · XMR / BTC / SOL / DOGE / etc. · anonymous account
Swiss-based encrypted email. Free tier; paid plans accept BTC.
Free tier 1 GB · paid €4–9/mo · BTC for paid · email recovery optional but useful
Email-alias forwarder. Hide your real address from every service.
Free 10 aliases · paid $30/yr unlimited · BTC accepted · self-host option
German-based encrypted email. Open-source clients.
Free tier 1 GB · paid €3–9/mo · BTC/PaySafeCard accepted
The original P2P BTC↔fiat exchange. Multisig escrow, desktop app, no KYC.
0.1–0.7% trade fee · multisig + arbitration · SEPA / F2F
Streamlined P2P BTC ↔ fiat. Reputation-gated, no KYC, no custody.
Spread-only · no platform fee · reputation gated
Anonymous swap, fixed-rate option, decent XMR support.
Fixed-rate ~1-2% · floating ~0.5%
Decentralised P2P XMR exchange. Open-source successor to Bisq for Monero.
1% taker fee · trade-specific spread · multisig escrow
Our own. Routes across 10+ engines, picks the best rate, no account, no signup.
Best-of-10 routing · no aggregator markup · upstream engine spread only
Anonymous floating-rate swap, low spread on majors.
~0.5% spread · floating
Decentralised XMR↔fiat P2P. Haveno fork operated independently, multi-sig escrow.
~1% taker · trade-specific spread · on-chain multisig
Lightning-native P2P BTC↔fiat over Tor. No accounts, no email, robot avatars.
~0.2% maker/taker · Lightning hold invoices · Tor primary
No-account instant swap, API-first, broad chain coverage.
~0.5% spread · floating + fixed
Anonymous floating + fixed swap, broad pair coverage.
~0.4-0.6% spread · floating + fixed
Anonymous floating-rate swap, broad coin coverage.
~0.4% spread · floating + fixed
Cross-chain liquidity protocol — native BTC, ETH, BCH, LTC, XMR.
Outbound fee + slip-based liquidity fee · ~0.3-1% on big swaps
Long-running no-KYC aggregator. XMR-friendly, Tor mirror, broad coin support.
Aggregator fee included in quote · ~1-2% spread · BTC/XMR/many
Tor-only Reddit-style forum. Best harm-reduction + market-review community in the no-KYC space. DNM-adjacent.
Free · Tor-only · anonymous signup
IRC home of the Monero project. Bridged to the Matrix space — same conversations, different transport.
Free · IRC · Tor-friendly
Official Monero community over Matrix. #monero, #monero-research-lab, #monero-dev, plus a dozen sub-rooms.
Free · Matrix federation · IRC bridge
Iceland-based free-speech ISP. Accepts Monero, geothermal-powered.
VPS from €5/mo · XMR / BTC / fiat · ICE jurisdiction
Iceland / Netherlands / Romania. Privacy-friendly with strong DDoS handling.
VPS from €4/mo · XMR / BTC / fiat · IS/NL/RO
Same operator as Njalla DNS — anonymous accounts, accepts XMR / BTC / LTC.
€15/mo VPS-S · XMR / BTC / LTC / BCH · anonymous account
Particl-led atomic-swap DEX. XMR ↔ BTC / LTC / PART / DASH cross-chain without bridges or wrapped tokens.
Swap-fee only · adaptor sigs · Particl + Tor coordinator
Every Monero transaction is private by default. No coin to mix; it's already mixed.
Network fees only (~0.001 XMR / tx)
Public node by Joe (monero.one). Pairs with the Monero.one mobile wallet listed under /wallets.
Free · restricted RPC · Tor
Rino-operated public Monero node. Long-standing, ZeroMQ + RPC, clearnet + Tor + I2P endpoints.
Free · restricted RPC · TLS
Run by core Monero developers. Useful for testing dev branches against a known-good node.
Free · multi-nettype
Seth Simmons-operated public node. Tor + I2P endpoints in addition to clearnet.
Free · restricted RPC · clearnet + Tor + I2P
Monerujo wallet's public node. Android-first community.
Free · restricted RPC
Plowsof — long-time Monero contributor. Three Tor + clearnet endpoints, no JS required.
Free · Tor + clearnet · multi-endpoint
Public node by Rucknium, Monero Research Lab. Mainnet, Tor + clearnet.
Free · Tor + clearnet
The reference setup. Five minutes on any VPS or home server; trustless wallet operation.
Free · hardware cost only
StormyCloud-operated public node. Used as a default by several wallets. I2P endpoint available.
Free · I2P + clearnet
Default Cake Wallet remote node. Operator-run by the Cake team.
Free · restricted RPC
Independent crawler-backed search. Free tier; API requires email.
Free · API from $5/mo
Subscription search — no ads, no tracking, custom ranking. Best privacy-respecting paid option.
$5–25/mo · annual plans accept BTC / LTC · email signup
Solo-built indie search engine for the non-commercial web. Surfaces forums, wikis, personal sites Google buried.
Free · AGPL · Java · self-hostable
UK-based independent crawler. No tracking, no profiling.
Free · paid API tier
Mullvad subscribers get a Google-fronted private search at no extra cost.
Included with Mullvad VPN · 100 queries/day
Privacy-respecting metasearch. Aggregates 70+ engines locally on your server.
Free · AGPL · Docker / source
Self-hosted Google proxy. Get Google's results without the tracking, ads, or AMP.
Free · MIT · Python / Docker · self-hostable
Jabber bridge to real phone numbers — SMS + voice over XMPP, no smartphone needed.
~$5/mo per number · BTC/cash · US + CA numbers
Anonymous eSIM with a phone number. Crypto-only signup, no ID.
$10-50 first load · per-MB data · per-SMS receive · BTC, LN, XMR
Per-service rental of receive-only numbers. Wallet credit funded with crypto.
$0.30-3 per number depending on service · wallet credit · BTC, LTC, XMR
Anonymous eSIM aggregator. Routes orders across upstream regional carriers; pay XMR / BTC / Lightning, receive an eSIM QR.
varies by region · markup ~15-20% over upstream · XMR / BTC / LN
Crypto checkout widget for merchants — XMR / BTC / LN / USDT, no KYC.
Per-tx fee 0.5-1% · BYOK or managed routing
Open-source TOTP/HOTP for Android — encrypted local vault, exportable backups.
Free · GPLv3
Open-source cloud password manager. Optional self-host.
Free tier · paid $10/yr · self-host free
Peer-to-peer messenger over Tor, Bluetooth, or Wi-Fi. No servers, no metadata.
Free · F-Droid + Play Store · Android primary
Privacy-focused Android distribution. Pixel + select hardware. MicroG bundled, Tor-aware, Datura firewall.
Free · Pixel + select hardware · install via flasher
Client-side encryption for cloud storage — Dropbox / GDrive / iCloud see only ciphertext.
Free (desktop) · ~$15 one-time (mobile)
Steel seed-phrase backup. Fire/water/EMP-resistant. One-time purchase.
€89 one-time · BTC accepted · physical product
Encrypted-in-browser real-time office suite. Documents, sheets, slides — server never sees plaintext.
Free · AGPL · self-host or cryptpad.fr public
Tor-only multi-party chat. No accounts, no servers, every conversation an ephemeral .onion.
Free · Tor-only · multi-platform · ephemeral groups
Batch USDT/ETH dispersal — pay 1000 recipients in one transaction.
No-wallet mode: ~5 USDT base + 4.5 USDT/recipient · BYO mode: gas only
Federated E2E chat. Self-hostable, open-source, hosts most XMR/privacy community rooms.
Free · federated · self-hostable · clients on all platforms
Cross-platform TOTP app with E2E-encrypted sync. Free tier, no account required for local-only use.
Free · sync optional
Privacy-respecting YouTube desktop client. No Google account, no ads, downloads + Sponsorblock built in.
Free · AGPL · MacOS/Win/Linux
End-to-end encrypted messaging over Nostr relays. PGP-encrypted payloads, no accounts, no servers, no logs.
Free · MacOS/Win/Linux/Web · PGP over Nostr
Hardened Android for Pixel hardware. Verified boot, sandboxed Play Services, no Google account required.
Free · Pixel hardware required · install via web flasher
TRON energy aggregator — pay TRX fees ~85% cheaper via delegation.
Energy at ~85% off vs gas burn · per-call invoice
Offline, file-based password vault. No cloud, no account.
Free · GPLv3
Swap aggregator as a terminal. `ssh swap.kyc.rip` or `brew install kyc-rip`.
Same as kyc.rip — no aggregator markup · free CLI
Self-hostable Bitcoin block + mempool explorer. Reference UX for inspecting on-chain activity.
Free · self-hostable · public + Tor mirror
Live monitor of public Monero remote nodes. Sortable by uptime, country, transport. Onion mirror + JSON API.
Free · public + Tor mirror · JSON API
Tor-Browser-derived browser without Tor. Use with Mullvad VPN.
Free
Android YouTube + SoundCloud + PeerTube client. No Google services, no account, F-Droid first.
Free · GPLv3 · F-Droid · Android only
P2P file-share over Tor onion services. No third-party hosting.
Free · GPLv3
Encrypted-in-browser pastebin. The server never sees plaintext. Self-host on a $4 VPS.
Free · PHP · self-host or public instances
E2E password manager from Proton. Free tier, accepts crypto, includes 2FA + alias support.
Free · Pro from $5/mo · BTC accepted on annual
Security-via-compartmentalisation desktop OS. Every app runs in its own Xen VM.
Free · GPLv2
Newsroom-grade anonymous-source submission system. Run by ~70 outlets (NYT, WaPo, ProPublica, Guardian).
Free · audited · run by ~70 newsrooms
Decentralised messenger with no user IDs at all. The only major messenger that doesn't identify users.
Free · open-source · self-hostable relays
Browser-based proxy bridge that lets censored users reach the Tor network. Run one to help, or use one to connect.
Free · WebRTC · browser ext / mobile / standalone
Stablecoin issuance + flow intelligence — track USDT/USDC supply across chains.
Free · no signup · public API
E2E-encrypted notes app. Open-source, audited, accepts crypto on paid tiers.
Free · paid from $90/yr · BTC/XMR · self-host option
Live USB OS that routes all traffic through Tor by default.
Free · GPL
The reference anonymity browser. Bundled with Tor + NoScript + safe defaults.
Free · GPLv3
Open-source Rust reimplementation of the Bitwarden server. Self-host the official client backend on a $4 VPS.
Free · Rust · self-host · Bitwarden-client compatible
Full-disk + container encryption with plausible deniability.
Free · Apache 2.0
Ghost Mail, Dead Drop, SMS Wall, Ghost Chat — privacy primitives in one portal.
Per-service pricing · wallet-funded XMR / BTC / LN
Two-VM compartmentalisation — workstation never sees the public internet.
Free · GPL
Hardware FIDO2 / U2F / PIV / OpenPGP token. Phishing-resistant 2FA across every account that supports it.
$50 one-time · physical · WebAuthn/U2F/OpenPGP
Swedish no-logs VPN. Anonymous accounts, accepts Monero, owns physical servers.
€5/mo · XMR / BTC / cash · anonymous handle
Anonymous account IDs, accepts cash + XMR + monero. Strong audit history.
$6–10/mo depending on plan · cash, XMR, BTC, card · anonymous account ID
Account number only — no email, name, or any identifier required. Pay in cash, XMR, BTC, or card.
€5/mo flat · cash, XMR, BTC, BTC LN, card · no email needed
Bitcoin Core-derived full-node wallet with extra policy controls. Run your own daemon, no third-party dependency.
Free · MIT · BTC full node
Lightning ↔ on-chain submarine + reverse swaps. Non-custodial, no account.
0.1% swap fee + LN routing · no account
Mobile + desktop multi-coin wallet (XMR, BTC, LTC, ETH) with in-app swap + CakePay.
Free · Monero network fees only · in-app swap fees vary by provider
Bitcoin-only hardware wallet by Coinkite. Air-gapped via PSBT-on-SD. Reference signer for Bitcoin maxis.
$120 hardware · Bitcoin-only · PSBT-via-SD
Lightweight XMR desktop wallet — fast sync via remote node, Tor/Onion friendly.
Free · Monero network fees only
Federated Chaumian e-cash. Trust split across a federation instead of a single mint operator.
Federation-fee varies · threshold guardians · Lightning
Air-gapped BTC hardware wallet. Camera-only QR signing, US-manufactured, open-source firmware.
$199 hardware · open firmware · QR-only signing
Reference XMR desktop wallet — full node, hardware wallet support, multisig.
Free · Monero network fees only
XMR-only fork of Cake — stripped down to just Monero, no chain bloat.
Free · Monero network fees only
Monero-native mobile wallet by Joe. Clean UX, full chain features, no custodian.
Free · mobile · XMR-native
Reference Android Monero wallet. F-Droid, open-source, point at your own node or trusted remote.
Free · GPLv3 · F-Droid + Play
Self-custodial Lightning wallet — no channels to manage, splice-in for liquidity.
Free · LN routing fees + splice fees vary
Terminal-style desktop Monero wallet with AI-agent support built in. Privacy-first ops UX for everyday use.
Free · desktop · terminal-style UX
DIY air-gapped Bitcoin hardware wallet built on Raspberry Pi Zero. No firmware secrets, no vendor lock-in.
~$50 DIY parts · open-source · stateless
BTC desktop wallet with strong privacy tooling — coin control, PayJoin, Whirlpool integration.
Free · Network fees only
Multi-vendor BTC multisig coordinator. Pair Ledger + Trezor + Coldcard + SeedSigner in one wallet.
Free · GPLv3 · Python · multi-vendor multisig
Desktop UI for Trezor devices. BTC native, XMR / multi-coin via plugins, runs on Tor by default.
Free software · Trezor hardware €69+ · BTC accepted
Open-source LN wallet — connect to your own LND/CLN/Eclair node or use embedded LSP.
Free · LN routing fees only when self-hosted
Multi-channel LLM agent platform — Telegram, Discord, Feishu, WeCom, QQ bots.
Pricing pending curator verification · see b.ai
Desktop GUI for local LLMs. Drag-drop GGUF models, OpenAI-compatible local API, no cloud.
Free for personal · MacOS/Win/Linux · localhost API
Multi-provider LLM API aggregator. Accepts crypto for top-ups.
Per-token, per-model · crypto top-ups · email required
Physical no-KYC MasterCard, mailed worldwide. High issuing tier.
Issuing $350 · 3.5% reload margin · physical card mailed worldwide
Prepaid card + gift-card aggregator. Routes orders across upstream issuers; wallet-funded checkout in XMR / BTC / USDT.
Varies by issuer · aggregator margin small · XMR / BTC / USDT
Burner-pattern single-use virtual card, no KYC, low issuance fee.
Issuing $10 · single-use · no reload
Crypto-funded retailer gift cards — Amazon, Steam, Walmart, hundreds more.
Pay in crypto · 2% spread set by us · denominations $5–$500
Trocador's prepaid-card aggregator — multiple issuers behind one purchase flow.
Issuer fees vary · Trocador adds 1.5–3% spread
Weekly Monero community + tech podcast by Doug Tuman, Tristan, and Sunita.
Free · listener-funded
Privacy-respecting community service — email + nextcloud + matrix.
Free · donation-supported · no payment required
Belgian E2E-encrypted mail with native OpenPGP keyring. Accepts BTC, custom domains supported.
Free + paid from €2.50/mo · BTC · BE jurisdiction
Long-running activist email collective. Invitation-only.
Free · donation-supported · requires existing-member invite
Dutch privacy-focused email. Paid only, accepts BTC.
€60/yr · BTC + card · founded by StartPage team
No-KYC Lightning wallet + custodial swap service. Lightning ↔ on-chain ↔ liquid.
Custodial · LN/onchain/Liquid · anonymous account · open-source
Cross-chain liquidity protocol — intent-based bridge.
Per-route bridge fee · slippage on illiquid pairs
Instant swap, no account. KYC may be requested on flagged transactions.
Floating ~0.5% · fixed-rate 1% spread
Cross-chain bridge + DEX aggregator API used by many wallets.
Bridge fee + DEX route fee per chain · no LI.FI markup
Anonymous floating-rate swap, lower spread on niche pairs.
~0.5-1% spread · floating
Order-book CEX with no-KYC withdrawal under stated limits.
Taker / maker · withdrawal fee per coin
Anonymous instant swap with broad coin coverage.
~0.5-1% spread · floating + fixed
Cross-chain swap aggregator across CEX + DEX liquidity.
Spread varies by route · slippage on long routes
Cross-chain swap — routes through XMR1 on HyperCore, settles to native Monero.
Routing spread · settles native XMR (XMR1 used in-flight only)
Tor-only forum, lighter-weight Dread alternative. Anonymous registration, sub-forums, DNM-adjacent.
Free · Tor-only · anonymous signup
Netherlands-based offshore dedicated + VPS. DMCA-resistant.
VPS from €6/mo · dedicated from €40 · XMR / BTC / fiat
Crypto-paid VPS reseller — DigitalOcean / Linode / Vultr backend.
VPS from $5/mo · ~20% markup vs upstream · BTC / LN / USDT / XMR
Hosts .onion services in Bulgaria. Accepts BTC + XMR.
VPS from $8/mo · BTC / XMR · BG jurisdiction
Long-running independent VPS — accepts BTC/XMR, Luxembourg + NYC + Las Vegas, free DDoS protection.
VPS from $3.50/mo · BTC/XMR/PayPal · free DDoS
Tor-friendly VPS, accepts XMR. Smaller operator, lenient AUP.
VPS from $8/mo · XMR / BTC
Pseudonymous VPS — accepts XMR, no email required, US + EU regions.
VPS from $4/mo · XMR / BTC / cash · pseudonymous
Canadian VPS with big-disk plans. Pseudonymous accepted, BTC + XMR + Monero.
VPS from $3/mo · big-disk plans · BTC/XMR/LTC
Trust-less swap between BTC and XMR. No counterparty risk, no KYC.
Maker-set spread (typically 1–3%) · BTC + XMR network fees
Decentralised BTC CoinJoin — earn yield as a maker, or pay to be a taker.
Maker fees vary (basis points) · BTC network fees
Off-chain BTC payments break the on-chain heuristic trail.
Per-hop routing fees · ~sats
BTC CoinJoin built into the wallet. Coordinator-based, Tor-routed.
0.3% coordinator fee on mixed amount + BTC network fees
Independent public Monero node. TLS-only, port 18081.
Free · TLS
FiatFaucet-operated public node. TLS, no port suffix needed.
Free · TLS · default port
Rich Fowler-operated public node. Long-running community fixture.
Free · mainnet
MyMonero / xmr.party-operated remote node.
Free · restricted RPC
Taiwan-operated public node. Useful for Asia-Pacific clients minimising RTT.
Free · mainnet · Asia-Pacific
HashVault mining-pool-operated public node. Many regional endpoints.
Free · restricted RPC · regional endpoints
Boldsuck-operated public node hosted in Germany. Long-standing community fixture.
Free · restricted RPC · EU
LitePay Switzerland public node.
Free · restricted RPC · CH
xmr.rocks community node. Tor + clearnet.
Free · Tor + clearnet
Independent Monero node, listed by monero.fail since the early days.
Free · mainnet
Free no-tracking search. Bing-backed index. The mainstream private-search default.
Free · ad-supported
Google results, no Google tracking. Dutch operator.
Free · ad-supported
Open-source search engine with its own crawler. Customisable ranking, optional Sidekick LLM integration.
Free · Rust · self-hostable
Long-running SMS verification provider. Bulk-friendly, broad service catalogue.
$0.20-2 per number · BTC, LTC, USDT
Tiered SMS receive with premium high-success-rate pool.
$1-5 per number · premium tier higher success rate · BTC, USDT
The original no-KYC SIM. Buy with cash at a kiosk in a country that doesn't require ID.
varies by country · cash
Decentralised messenger — no phone number, no email, onion-routed.
Free · GPLv3
Swiss paid one-time messenger. Phone-number optional, anonymous IDs, no metadata.
$5 one-time · Swiss · audited · no phone required
P2P privacy-focused application framework from Cult of the Dead Cow. Anti-Tor in design — every node also routes.
Free · Rust · P2P framework · alpha
Independent Italian operator. Accepts XMR, BTC, BCH, ETH, LTC, DOGE.
€7/mo · XMR, BTC, BCH, ETH, LTC, DOGE · email required
From the Njalla team (anonymous DNS + domains). Anonymous accounts.
€5/mo · XMR, BTC, BCH, LTC · anonymous account
RAM-only servers, accepts cash + crypto. Sweden-based.
$4.50–9/mo · cash, BTC, XMR, card · email optional
Free tier exists; paid plans accept BTC. Email required at signup.
Free tier · paid $5–10/mo · BTC accepted, card requires KYC · email required
Activist-collective VPN. Free for members of supporting orgs.
Free · donation-supported
Chaumian eCash on Bitcoin. Blinded signatures = zero-knowledge balance for the mint. Settled on Lightning.
Mint-fee varies · Lightning settle · Chaumian privacy
Multi-chain mobile wallet — XMR + BTC + USDT (multi-chain) + 100+ assets.
Free · Network fees only · third-party swap fees on in-app exchanges
Hardware wallet for Monero — secret stays on the device.
Hardware device $79+ · Network fees only
XMR mobile wallet with remote-node defaults and minimal UI.
Free · Network fees only
Open-source multi-coin wallet (XMR, BTC, LTC, Firo, etc) — Tor support built in.
Free · Network fees only
Hardware wallet — open-source firmware, XMR support via Monero GUI.
Hardware device $69+ · Network fees only
BTC wallet with built-in CoinJoin (WabiSabi protocol). Tor by default.
Free · CoinJoin coordinator fees 0.3% of mixed amount
Staked-CRO tier system with cashback up to 5%. Heavy KYC.
No card fee · 0% top-up · cashback 0–5% (tier-dependent) · stake CRO for higher tiers
Mainstream-issued prepaid card. KYC required, broad acceptance.
KYC required · 4–5% off-ramp spread · mainstream issuer + acceptance
Crypto-funded Visa with cashback rewards. KYC required, regulated issuer.
$1.75/mo fee · 0% spread on supported coins · cashback on spend (varies tier)
WARNING — historical KYC-creep. Listed for comparison; not recommended. Historically no-KYC but routinely requests verification on flagged tx.
Floating ~0.5% · fixed-rate 2% spread
Forks of Samourai's Whirlpool CoinJoin after the original was seized.
Coordinator-set, varies · BTC network fees
Generous free tier, paid plans accept crypto, email optional.
Free 10 GB/mo tier · paid $9/mo or $49/yr · BTC, BCH, ETH, XMR accepted