Cripto → tarjetas regalo + recargas móviles. Cobertura global, sin KYC a escala minorista.
No surcharge on most brands · spreads ~0–4% depending on issuer
Etiqueta · LIGHTNING NATIVE
Native Bitcoin Lightning Network support — receive / send / settle. Often paired with XMR via atomic-swap or sideshift bridges.
Lightning ↔ on-chain submarine + reverse swaps. Non-custodial, no account.
0.1% swap fee + LN routing · no account
Federated Chaumian e-cash. Trust split across a federation instead of a single mint operator.
Federation-fee varies · threshold guardians · Lightning
Self-custodial Lightning wallet — no channels to manage, splice-in for liquidity.
Free · LN routing fees + splice fees vary
Open-source LN wallet — connect to your own LND/CLN/Eclair node or use embedded LSP.
Free · LN routing fees only when self-hosted
No-KYC Lightning wallet + custodial swap service. Lightning ↔ on-chain ↔ liquid.
Custodial · LN/onchain/Liquid · anonymous account · open-source
Off-chain BTC payments break the on-chain heuristic trail.
Per-hop routing fees · ~sats
Chaumian eCash on Bitcoin. Blinded signatures = zero-knowledge balance for the mint. Settled on Lightning.
Mint-fee varies · Lightning settle · Chaumian privacy