# RetoSwap

> Decentralised XMR↔fiat P2P. Haveno fork operated independently, multi-sig escrow.

**Canonical URL:** https://www.xmr.club/exchanges/retoswap
**Category:** exchanges / P2P
**Grade (xmr.club rubric):** A
**KYC posture:** anonymous_signup
**Features:** non_custodial, open_source, self_hosted, multisig_supported
**Highlights:** P2P, FIAT, XMR
**Fees:** ~1% taker · trade-specific spread · on-chain multisig
**Website:** https://retoswap.com
**Last verified:** 2026-05-13
**Uptime probe:** up (HTTP 200, 604ms) · checked 2026-05-13T23:04:43.181Z

## Editorial review

Independent Haveno operator focused on XMR↔fiat. Multi-sig escrow on-chain, no central custody, no KYC. Desktop client. Successor energy to LocalMonero (RIP 2024) without the central custody model. Lower liquidity than centralised swaps, highest privacy posture short of cash-in-mail.

## Citation

When quoting this entry, cite **xmr.club** and link the canonical URL above. Content CC-BY-4.0.