{
  "version": "v1",
  "slug": "how-to-buy-monero-no-kyc",
  "title": "How to buy Monero without KYC",
  "description": "Step-by-step: swap any coin into native Monero without ID, email or signup. No-KYC routes vetted against the xmr.club rubric.",
  "intro": "Buying XMR without identity disclosure is straightforward once you know which routes are actually no-KYC at retail volumes — and which still trigger ID checks under stress. Below: the three paths that work today, with picks from the directory and the trade-offs of each.",
  "body_plain": "Quick answer If you have any altcoin → use a no-account swap aggregator like Sideshift, Trocador or our own kyc.rip. If you have fiat → use a P2P market like Haveno (best privacy) or RoboSats (Lightning-native). If your destination wallet doesn't yet hold XMR → seed it with a tiny XMR wallet first; Cake or Monerujo bootstrap in under a minute. Path 1 — Crypto-to-XMR swap (most users) Pick a swap engine — Sideshift, Trocador, FixedFloat, Exolix, SimpleSwap and StealthEX are all retail no-KYC at typical volumes. Compare grades + spread on the exchanges page ; aggregators like kyc.rip route across several of them for best rate. Quote the trade — paste your XMR receive address, enter the amount of the source coin, pick floating vs fixed rate. Floating = better mid-rate, can shift; fixed = locked, ~1% wider spread. Send the source coin to the deposit address the engine gives you. Use a wallet you control. Never reuse the deposit address. Watch the swap — most pairs settle in 5-20 min once the source confirms. Track at the engine's status page; the directory's probe board shows live engine uptime if a quote stalls. Cautions: FixedFloat and ChangeNow occasionally request KYC on flagged transactions (chain-analysis driven). Trocador, Sideshift, StealthEX, Exolix have not in our testing. Grade A entries in the directory have signup-tested KYC posture within the last 12 months. Path 2 — Fiat-to-XMR P2P (best privacy, slower) Peer-to-peer marketplaces match a fiat seller to a buyer directly. No exchange custody, no KYC by the platform itself (your counterparty might ask for proof of payment screenshots — that's a per-trade choice). Haveno — Bisq fork, on-chain XMR-native, multisig escrow. Hardest to learn but the highest-privacy floor. listing → RoboSats — Lightning-first P2P. Trade BTC↔fiat then swap BTC→XMR through Path 1. Lightning settlement keeps the BTC leg fast. listing → Bisq — older sibling, full-fat client. listing → Path 3 — Cash in the post / face-to-face Older protocols: LocalMonero shut down in 2024; Monero.fail's \"merchants\" list and r/MoneroMarketplace still occasionally surface in-person deals. Highest opsec ceiling but no platform recourse. Out of scope for this guide — see educational . Where to put it once you have it Don't leave XMR on an exchange — that defeats the no-KYC angle. Move to a wallet you control. A-grade wallet picks → . Use the wallet's \"create subaddress\" feature for incoming funds so each transaction sees a fresh address (default subaddress is fine for short-lived swaps). FAQ Does the swap engine see my IP? Yes by default — fix with Tor Browser or by using the engine's onion mirror when available ( mirrors list ). The onion audit shows which mirrors match what the operator currently publishes. What's the minimum trade size? Per-engine. Most are USD-equivalent $20-50 floor. The kyc.rip aggregator picks engines that fit your trade size automatically. Will I get refunded if the swap fails? Every A-grade entry has a refund flow — they ask for a refund address up-front. Don't ship without one. Is using a no-KYC swap legal? Trading crypto-for-crypto is legal in most jurisdictions; some require self-reporting for tax. xmr.club doesn't give tax advice — see your local rules. Picks from the directory Starting points, ranked by grade in the most-used categories:",
  "body_html": "\n      <section>\n        <h2 class=\"section-h\">Quick answer</h2>\n        <p>If you have any altcoin → use a <strong>no-account swap aggregator</strong> like Sideshift, Trocador or our own kyc.rip. If you have fiat → use a <strong>P2P market</strong> like Haveno (best privacy) or RoboSats (Lightning-native). If your destination wallet doesn't yet hold XMR → seed it with a tiny <a href=\"/wallets\">XMR wallet</a> first; Cake or Monerujo bootstrap in under a minute.</p>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Path 1 — Crypto-to-XMR swap (most users)</h2>\n        <ol class=\"bullet-list\">\n          <li><strong>Pick a swap engine</strong> — Sideshift, Trocador, FixedFloat, Exolix, SimpleSwap and StealthEX are all retail no-KYC at typical volumes. Compare grades + spread on the <a href=\"/exchanges\">exchanges page</a>; aggregators like kyc.rip route across several of them for best rate.</li>\n          <li><strong>Quote the trade</strong> — paste your XMR receive address, enter the amount of the source coin, pick floating vs fixed rate. Floating = better mid-rate, can shift; fixed = locked, ~1% wider spread.</li>\n          <li><strong>Send the source coin</strong> to the deposit address the engine gives you. Use a wallet you control. Never reuse the deposit address.</li>\n          <li><strong>Watch the swap</strong> — most pairs settle in 5-20 min once the source confirms. Track at the engine's status page; the directory's <a href=\"/status\">probe board</a> shows live engine uptime if a quote stalls.</li>\n        </ol>\n        <p class=\"dim small\">Cautions: FixedFloat and ChangeNow occasionally request KYC on flagged transactions (chain-analysis driven). Trocador, Sideshift, StealthEX, Exolix have not in our testing. Grade A entries in the directory have signup-tested KYC posture within the last 12 months.</p>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Path 2 — Fiat-to-XMR P2P (best privacy, slower)</h2>\n        <p>Peer-to-peer marketplaces match a fiat seller to a buyer directly. No exchange custody, no KYC by the platform itself (your counterparty might ask for proof of payment screenshots — that's a per-trade choice).</p>\n        <ul class=\"bullet-list\">\n          <li><strong>Haveno</strong> — Bisq fork, on-chain XMR-native, multisig escrow. Hardest to learn but the highest-privacy floor. <a href=\"/exchanges/haveno\">listing →</a></li>\n          <li><strong>RoboSats</strong> — Lightning-first P2P. Trade BTC↔fiat then swap BTC→XMR through Path 1. Lightning settlement keeps the BTC leg fast. <a href=\"/exchanges/robosats\">listing →</a></li>\n          <li><strong>Bisq</strong> — older sibling, full-fat client. <a href=\"/exchanges/bisq\">listing →</a></li>\n        </ul>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Path 3 — Cash in the post / face-to-face</h2>\n        <p>Older protocols: LocalMonero shut down in 2024; Monero.fail's \"merchants\" list and r/MoneroMarketplace still occasionally surface in-person deals. Highest opsec ceiling but no platform recourse. Out of scope for this guide — see <a href=\"/educational\">educational</a>.</p>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Where to put it once you have it</h2>\n        <p>Don't leave XMR on an exchange — that defeats the no-KYC angle. Move to a wallet you control. <a href=\"/wallets\">A-grade wallet picks →</a>. Use the wallet's \"create subaddress\" feature for incoming funds so each transaction sees a fresh address (default subaddress is fine for short-lived swaps).</p>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">FAQ</h2>\n        <details><summary>Does the swap engine see my IP?</summary><p>Yes by default — fix with Tor Browser or by using the engine's onion mirror when available (<a href=\"/onion\">mirrors list</a>). The <a href=\"/onion-audit\">onion audit</a> shows which mirrors match what the operator currently publishes.</p></details>\n        <details><summary>What's the minimum trade size?</summary><p>Per-engine. Most are USD-equivalent $20-50 floor. The kyc.rip aggregator picks engines that fit your trade size automatically.</p></details>\n        <details><summary>Will I get refunded if the swap fails?</summary><p>Every A-grade entry has a refund flow — they ask for a refund address up-front. Don't ship without one.</p></details>\n        <details><summary>Is using a no-KYC swap legal?</summary><p>Trading crypto-for-crypto is legal in most jurisdictions; some require self-reporting for tax. xmr.club doesn't give tax advice — see your local rules.</p></details>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Picks from the directory</h2>\n        <p>Starting points, ranked by grade in the most-used categories:</p>\n      </section>\n    ",
  "picks": [
    {
      "category": "exchanges",
      "id": "sideshift",
      "name": "Sideshift",
      "url": "https://www.xmr.club/exchanges/sideshift",
      "markdown_twin": "https://www.xmr.club/llm/exchanges/sideshift.txt",
      "why": "No-account swap, API-first, broad chain coverage. A-grade."
    },
    {
      "category": "exchanges",
      "id": "trocador",
      "name": "Trocador",
      "url": "https://www.xmr.club/exchanges/trocador",
      "markdown_twin": "https://www.xmr.club/llm/exchanges/trocador.txt",
      "why": "Reference no-KYC aggregator. Tor mirror first-class."
    },
    {
      "category": "exchanges",
      "id": "kyc-rip-aggregator",
      "name": "kyc.rip",
      "url": "https://www.xmr.club/exchanges/kyc-rip-aggregator",
      "markdown_twin": "https://www.xmr.club/llm/exchanges/kyc-rip-aggregator.txt",
      "why": "Best-of-10 routing, no markup. First-party entry."
    },
    {
      "category": "wallets",
      "id": "cake-wallet",
      "name": "Cake Wallet",
      "url": "https://www.xmr.club/wallets/cake-wallet",
      "markdown_twin": "https://www.xmr.club/llm/wallets/cake-wallet.txt",
      "why": "Mobile XMR wallet that bootstraps in under a minute."
    },
    {
      "category": "wallets",
      "id": "monerujo",
      "name": "Monerujo",
      "url": "https://www.xmr.club/wallets/monerujo",
      "markdown_twin": "https://www.xmr.club/llm/wallets/monerujo.txt",
      "why": "Android XMR wallet with PayJoin-style features."
    }
  ],
  "url": "https://www.xmr.club/guides/how-to-buy-monero-no-kyc",
  "markdown_twin": "https://www.xmr.club/llm/guides/how-to-buy-monero-no-kyc.txt"
}